Thursday, 27 November 2025

No More Typing - AidaPay Makes Bank Transfers as Easy as a Scan.

AidaPay’s newest innovation began, as many meaningful breakthroughs do, with a simple question that ordinary users kept asking: “Why do we still type long account numbers just to send money?” In a world where digital payments were becoming faster and smarter, this single, tedious step remained unchanged, a small but stubborn inconvenience that slowed people down every day. Whether it was a parent paying school fees, a trader settling a supplier, or a young professional sending money to a friend, everyone had experienced the same ritual: open the screenshot, count the digits, type them carefully, delete and restart when one number went wrong.

This was the everyday struggle that sparked the birth of ScanPay, AidaPay’s new feature that allows users to simply scan bank account details instead of typing them. With a quick point of the camera, the app reads the account information and fills in the transfer form automatically. What once demanded attention and caution now takes seconds-smooth, natural, almost effortless.

To understand why AidaPay created ScanPay, it helps to know the company behind it. AidaPay, built by Veqi LTD, began its journey in 2020 with a mission to simplify everyday transactions for Nigerians. Instead of chasing flashy, complicated products, the team focused on solving real practical problems, the kinds that ordinary people face every single day. Over time, AidaPay became known for making routine tasks like airtime purchase, bill payments and transfers easier and more accessible. The company grew not by reinventing payments, but by removing the frictions hidden inside them.

At the centre of that mission is Musefiu Agbeniga, AidaPay’s founder and lead software engineer. His approach to product design has always been guided by clarity and empathy. He noticed how often users paused, checked, rechecked, and sometimes abandoned transfers because of the stress of typing long account numbers. That insight became the heartbeat of ScanPay. As he described it during the feature’s internal unveiling, “Customers usually have to pause, type, check, and re-check. ScanPay removes that entire step. Payments become as simple as a few seconds of scanning.”

The idea sounds simple, but achieving it wasn’t. The team had to develop an engine smart enough to understand the wide range of account number formats people use daily - blurry WhatsApp screenshots, handwritten notes on scrap paper, printed receipts from shops, vendor display cards, or even a photo saved from Instagram. The result is a tool that doesn’t just read characters, but understands context. It can determine what is an account number, detect the bank, and prepare the transfer fields with impressive accuracy.

The impact is already becoming visible. For busy market women and shop owners, the time saved per transaction adds up quickly. For office workers, it means fewer moments of doubt and fewer failed transfers. For the digital payments ecosystem, it strengthens trust, one of the most important factors in driving adoption. AidaPay understands that financial technology grows not only through speed, but through reliability. When a user sees the correct account name appear immediately after scanning, that sense of confidence deepens.

To refine the feature even further, AidaPay opened Earlybird Access, allowing the first wave of users to try ScanPay while the engineering team collects feedback. This early testing phase helps the company adjust the tool for different lighting conditions, handwriting styles and bank formats, ensuring that the experience becomes even smoother before a full rollout.

What makes this particularly compelling is that ScanPay is not a loud, attention-seeking invention. It is a quiet, thoughtful improvement, the kind that blends seamlessly into daily life. AidaPay has introduced a feature that feels less like a new technology and more like a natural part of how payments should have always worked. It solves a stubborn problem in a way that is clean, intuitive and deeply human.

If ScanPay continues to grow the way it has begun, it may soon become one of those small conveniences people take for granted, like tapping to pay or scanning a QR code. AidaPay didn’t set out to disrupt payments; it set out to make everyday easier and with ScanPay, it has done exactly that, one simple scan at a time.

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